Things to do in Central Park this Fall

Are you planning a trip to New York City this fall? Consider spending a couple of days at Central Park, a large urban park in the heart of Manhattan in New York City. Central Park has many activities and events for New Yorkers and visitors. Below is a sampling of things to do in Central Park.

Visit the Conservatory Garden:
The six-acre Conservatory Garden in Central Park was built in 1898. The garden has a geyser fountain, plants, indigenous flowers, heirloom roses, Korean holly, and English yew. The garden is divided into three sections: The French Garden, the Italian Garden, and the English Garden.

Rent a Rowboat:
The Boathouse at Central Park offers rowboats for $12 for the first hour and $3 for each additional 15 minutes. Hop in a rowboat and explore the park’s marshy areas while looking for turtles, frogs, ducks and swans. 4 persons are allowed in each boat and life-jackets are provided.

Watch a Marionette Production:
The Swedish Cottage Marionette Theater is one of the few public marionette theatre companies in the country. This fall, the City Parks Foundation will show Peter Pan & Adventures in Never Land. The show runs from October 6th to November 8th and tickets are $8 for adults and $5 for children.

Ride a Carousel:
The Friedsam Memorial Carousel was built in 1908 and moved to Central Park from Coney Island in 1951. The carousel has 57 hand-carved horses and is considered one of the finest examples of 20th century folk art. A Ruth Sohn band organ plays the music, ranging from waltzes to polkas. A ride on the carousel costs $1 for adults and $1 for children.

Special Events in Central Park:
If you are interested in attending special events held at Central Park, there is much to offer. Central Park hosts music, crafts, and social events on a monthly basis.

Halloween Ball – October 27th:
On Tuesday, October 27th, Central Park will host the 2009 Halloween Ball. The event starts at 7pm and includes cocktails, dinner, dancing and a costume tickets. The Halloween Ball has been called one of the “10 Best Events in New York” and features music by DJ Tom Finn of Topspin Entertainment.

Harlem Meer Social Hour – November 12th:
On Thursday, November 12th, the Charles A. Dana Discover Center features an alternative happy hour for adults from 6:30-8pm. The Harlem Social Hour is free and features a conversation with Mercedes Ellington, a graduate of the Julliard School of Music.

Thanksgiving Crafts – November 19th:
On Thursday, November 19th, the Checkers House located at mid-Park at 64th Street will have crafts for the entire family. The Checkers House has crafts for one Thursday of every month from 2-4pm.

Central Park has been part of New York for about 150 years. Make sure to visit this National History Landmark when you are in New York City–you will not be disappointed with everything it has to offer.

Looking to travel in style? Some of the finest hotels in the city are just steps from the park. You may want to consider looking for Manhattan luxury hotel suites, or a Central Park boutique hotel among other options for New York luxury hotel reservations.

Air Travel and Pets

Air Travel and Pets

Do you have to travel by air in the near future? If you do, are you a pet owner who needs to bring your pet along with you? Although most of us leave our pets at home, you may not want to do so or your purpose for travel may be to move, as opposed to taking a fun filled vacation. Regardless of your reasons for wanting or needing to travel with your pet or pets, there are a number of important points that you will need to keep in mind.

The first step in traveling with a pet is to make sure that you can do so. Although a good number of airlines will allow pets on their planes, not all will. You may be in a predicament if you plan to depart from a small airport with only one or two airlines. If they do not accept pets or if their rules and restrictions are too much for you to handle, you will want to examine other nearby airports, especially those that are larger in size.

When traveling by air with your pet or pets, it is important to remember that you will be charged an additional fee. Unfortunately, many first time pet travelers believe that they can use their pets and their pet carriers to count towards as a carry-on bag or a checked bag. This isn’t how it works though. You will, almost always, be charged an extra fee for traveling with a pet. This extra fee will likely depend on the airline in question and well as your pet’s location, such as in the cabin or in the baggage compartment.

That leads to another important point. Even with some of the airlines that allow pets, like cats and dogs, aboard their flights, not all allow pets to be in the cabin with other passengers. This is particularly common on small planes where allergies may be a big concern. If you cannot part with your pet, be sure to search for an airline that will allow you to keep him or her in the cabin with you. With that said, remember that the size of your pet will also play a huge factor in your options.

Regardless of where your pet is stored for the plane ride, you will need to have a pet carrier or crate for them. Many airlines have specific rules and restrictions on what type can be used. Resections often include materials used, as well as size. Most will provide you with that information when asked. Speaking of pet crates and carriers, it is important to make sure that you give your pet enough room to stand and move around a little bit. In fact, most airlines will refuse to transport pets that they feel are unsafe from small pet crates and carriers.

It is also important to make sure that you get your pet checked by their vet. You will want to make sure that your pet has all required vaccinations and that they are fit for travel. Also, all airlines require that you receive a health certificate, which will state that your pet is healthy and safe for travel.

The above mentioned points are just a few of the many that you will want to take into consideration when traveling with a pet. Added tips include booking direct flights, making sure your pet’s collar is marked with the proper identification, as well as their pet carrier.

Titanium Time Travels

Ready to escape to nature? Outdoor activities are a favorite outlet for many of us to decompress from the day to day routine. A popular outdoor activity is to hit the trial on a great hike and overnight camping adventure. Of course, if we are camping, we are usually cooking. There’s nothing like some fresh air with a healthy dose of nature to build up a good appetite! In this article, I will highlight a brief history of titanium, an important element now found in some light-weight camping cookware.

First, let’s start by understanding titanium is a chemical element you may have learned about in chemistry class, with the symbol Ti and atomic number 22. It is the ninth-most abundant element in the Earth’s crust and the seventh-most abundant metal. It is a lustrous transition metal with a lovely silver color, low density and highest strength-to-weight ratio of any metallic element. In its unalloyed condition, titanium is as strong as some steels, but less dense. Impressive! It is highly resistant to corrosion in sea water, aqua Regia and chlorine. So, what does this have to do with camping cookware? We love titanium because it is light weight in our packs, exceptionally strong and a good investment, as it holds up well over time.

Speaking of time, did you know titanium was first discovered in Cornwall, Great Britain by William Gregor, the vicar of the Creed parish and amateur geologist in 1791? Gregor recognized the presence of a new element in ilmenite when he found black sand by a stream in the nearby parish of Manaccan. It seemed the sand was attracted by a magnet, so Gregor analyzed the sand and determined the presence of two metal oxides: iron oxide and a whitish metallic oxide he could not identify. Realizing the unidentified oxide contained a metal that did not match any known elements, Gregor reported his findings to the Royal Geological Society of Cornwall and in the German science journal Crell’s Annalen. Interestingly a few years later the oxide was independently discovered in 1795 by Prussian chemist Martin Heinrich Klaproth, in what we now call Slovakia. Klaproth named the new element for the strong Titans in Greek mythology.

Fast forward to the 1950’s and 1960’s, the Soviet Union pioneered the use of titanium in military and submarine applications as part of their Cold War programs. Beginning in the early 1950’s, titanium was frequently used in military aviation, particularly in high-performance jets, such as the F-100 Super Sabre, Lockheed A-12 and SR-71.

Recognizing the strategic value of titanium, the U.S. Department of Defense supported early commercialization throughout the Cold War. So much so, that a large stockpile of titanium was maintained by the Defense National Stockpile Center, until it was finally depleted in the 2000’s. As of 2015, titanium sponge metal was produced in six countries: China, Japan, Russia, Kazakhstan, United States, Ukraine and India (in order of output). So, there you have it – who knew titanium is found and valued worldwide? Today we know that it is a wonderful cooking companion on our many travels across the great outdoors.

Ecofilms Festival – Fiesta of Planet Saving Films in Rhodes Town

Nature has gifted Rhodes with breathtaking and amazing beauty. The beauty of the Island not only attracts the people from all over the world but also makes it an important choice for those who want to spend their holidays. If you want to spend your Rhodes holidays, you will not only enjoy the beautiful island of roses but the celebrations, beautiful parks, historical places, and special places for tourists etc. These will make your visit to Rhodes remarkable and unforgettable.

Ecofilms festival is held every year in the third week of June. It is one of the important, matchless, outrageous events held in Rhodes. It carries out such remarkable and marvellous events every year that attracts the tourists from all over the world.

The Rhodes International Films & Visual Arts Festival which is called Ecofilms is completely based on the theme of environment. It is not only an important festival in Greece but also it is one of the most important environmental events and festivals in the world. The Ecofilms Festival in Rhodes Town is the cofounder of the Network of Environmental Films Festival.

It is organized and arranged by the non-profit organization known as “Image & Environment” If you are planning your next Rhodes holidays in the month of June then you must not miss this festival. This will make your summer Rhodes holidays even more enjoyable.

Ecofilms Festival in Rhodes Town is a unique kind of film festival hosted by Rhodes. It includes films, documentaries, reports, shorts and features based on ecological and environmental themes. These films and documentaries are aired at different places in Rhodes town.

In the festival there are four competition sections. These include feature length films, medium, small length films and audience awards. The participants do not need to pay any fee and the condition for the participating films is that they should be produced after 1st January of the prior year. The films included in the competition section are chosen by the Ecofilms Board of Directors, according to its final judgment.

Also all the films that participate in Ecofilms competition sections should be premiered in Greece. There is no restriction on the base of gender, duration as well as format of the films.

The festival is very different and gives you new Rhodes holidays ideas to make your holidays the best Rhodes holidays. This is not just a festival or function for the film-makers but also for the people who enjoy it greatly and get to know about different environment conservation issues.

The jury of the festival gives prizes and awards in both national and international categories. The criterion of judgement is the innovative approach to different environment protection and conservation issues. The films are awarded if they give an audacious proposal that focus on preservation and building of environment and overall have a good artistic quality.

Rhodes Ecofilms festival is one of the remarkable events of Rhodes. It gives a chance to every film maker to put up their efforts to make films, in which they have highlighted environmental issues. It enables them to take part in the competition by showing their films, if they have made any on theme ‘environment’. So if you plan your Rhodes holidays 2010 you must attend this function and enjoy the real spirit of festival by participating in it.

Understanding the Steps of International Moving

Are you just about to move internationally? If so, here are the basic steps you will need to take: Once you have decided to move internationally and have a known destination, it is time to make all the necessary arrangements for your move. You will need, of course, to start packing. If you are packing mostly household goods you might prefer to do this on your own to save costs; although this can be done, for a fee, by the moving company in charge of transporting your possessions to the port of departure.

The moving company will be the first of many stages in the journey that you will have to deal with. They will be in charge of the first part of your move. When they have delivered your goods to the port another step takes place: storing and loading. Your goods will be taken to the port in a container, fully loaded (that’s in case you ordered an exclusive container), or will be stored in a warehouse together with other goods being shipped to the same destination, and will be consolidated to a shared container and sent on their way overseas.

The next stage or link is the shipping company. They are the ones who run the ship onto which your container or the shared container holding your belongings is loaded and transported across the ocean.

Now your goods have landed on foreign soil; they must be cleared through Customs by a Customs clearance agent. Each country has different rules and regulations which are subject to change without notice. Depending how you enter the country will have an effect on the rules and regulations as well. It is essential that you familiarize yourself with these rules beforehand. After your goods have cleared by Customs, they must be loaded and transported to your home. This is done by a local equivalent of the American moving company – those friendly people that you encountered in the beginning. These companies overseas may look the same as the domestic ones you are used to dealing with, but they might not be capable of communicating in English as well as you might expect.

Now you are at your destination, your belongings have arrived and all that is left is to unpack (whew, aren’t you relieved?).

You must remember that during the process of moving, especially overseas (what would be referred to as an international move), you must handle many steps, or segments of the move and familiarize yourself with a lot of facts, figures, rules, laws etc. You will need to do all of these in a not less than perfect way since the safe arrival of your goods depends solely on your performance of all the above.

If you fear that it is too complicated or simply think (and who wouldn’t), that it’s too big of a risk to take on yourself, you are not alone. If you are wondering whether there are professionals out there doing this day by day, people who know all there is to know about international moving, whose field of expertise is getting your goods from the USA to any other place on the face of the earth – the answer is YES: they are called INTERNATIONAL MOVERS.

These people are the experts who will deal with all the stages of your international move and make sure that all is handled in the quickest, safest and most cost effective way, so that you will have the time to prepare for your relocation without the worries and hassle of transporting your goods overseas.

If you are worried about the price just remember: it may cost a bit more but will assure the success of your move. It may even cost less just because they know exactly who will do every step for the best price at any given time. You should consider hiring an International Mover and remember – getting a quote won’t cost you a penny.

Discover Horseback Riding in San Diego

San Diego, California is one of the premier tourist destinations for people all over the world. Known for its temperate climate, beautiful beaches and world class sailing San Diego County also provides travelers and local residence a wide variety of horseback riding activities. Horseback riding is centuries old and people for centuries have used horses for work and pleasure. Horseback riding is a great recreational activity and provides the opportunity to learn the skill of riding while teaching practical life lessons like self-confidence, compassion and problem solving.

There is horseback riding for everyone in San Diego, from beginner to more experienced rider, young and old alike will find a horseback riding activity that suits them. If your looking to get a taste of the Old West, saddle up and enjoy a guided trail ride just a short drive from downtown San Diego. Most trail rides have a minimum age requirement of 7 years old and a weight limit of 225 lbs and be sure to wear long pants and closed toe shoes for your protection. Stables that offer trail rides are usually open year round. A group trail ride is an excellent way to spend an afternoon in San Diego. Many stables also have an outdoor riding arena for those who might not be ready to experience the miles of trails San Diego County has to offer.

If you have a little more time to give the sport of horseback riding San Diego is a great place to try on your equestrian boots. Stables through out San Diego are equipped with beautiful horses and qualified trainers to help you get started on a life long journey in horseback riding. These state of the art facilities offer riding lessons including: hunter, jumper, western and trail riding. If you live in San Diego and want to pursue horseback riding most horse farms have stables and amenities that can be utilized for boarding horses that you own or lease. They are dedicated to making horseback riding a wonderful experience for both the horses and the humans who love them.

For individuals with disabilities, equestrian therapy is a great way to overcome challenges and gain knowledge and skills they might not have imagined. Horseback riding as a recreational activity provides improved coordination, muscular strength, motor skills, flexibility and self- esteem. These horse farms are dedicated to improving the quality of life for individuals with disabilities through horseback riding activities in a safe environment.

As much as we all like horses, some of us like them from a greater distance. Ranches in San Diego are fantastic venues for your family and friends to experience the cowboy way of life on a smaller scale. Many horse farms have a petting zoo with small farm animals such as miniature horses, llamas, chickens, sheep, potbelly pigs and goats. These farms are great for a themed birthday party. Horse drawn wagons or carriages can also add a twist to Christmas caroling and carriages are a romantic way to celebrate an anniversary, wedding or prom.

Whether you prefer horseback riding for weekend entertainment or want to pursue competitive horseback riding, San Diego has what you are looking for. Come and experience these majestic animals for yourself.

Touring the Otherworld

It would not seem so from immediate appearances but Cebu is steep in spirituality. It would take an amount of sensitivity to realize it but one could tour this island not just for its physical destinations. One could also take in the spiritual world with its own vistas and sites.

The nature of local religiosity is something quite noteworthy. Catholicism came here in 1600 with the establishment of local Spanish settlements. Before these there had been the practice of Islam and Animism. Catholicism eventually took deep root but even so, many of the old animist practices persist in a system of mythologies, belief systems and rituals that are practiced to this day.

The Catholic faith is quite easy to appreciate. The city celebrates the Sinulog in January, every year. Sinulog is a ritual dance traditionally performed at the door of the Sto. Nino Basilica. The dancer raises candles to the air while dancing to a tempo alleged to be pre-Christian in origin. Some theory relates this tempo to sea currents. But the idea is that the candles become “blessed” by this dance and will have the greater potency in delivering the request of the person who lights it in a designated area inside the Church. Thus, the ritual is a transaction of sorts. One buys the blessed candles from the dancer who actually performs a religious function as alternative to the regular authority to bless reserved for the regular priest. This practice is actually the norm here where regular Catholicism is now interwoven into a system of indigenous spiritual practices.

One good way to appreciate local religion is to rent a car and drive down south with a group. One of these days the local tourism office will probably have to train locals to guide visitors through the religious practices here. But any local will probably be well versed of the local church monuments. The first stop you should make is Carcar. The church plaza complex here is quite typical. The central portion is an unusual because the statue of Jose Rizal, the national hero (who was also well known for being a Freemason) dominates. The plaza is a clash of religious and civilian statues, which speak of a history of conflict between religion and civil practice, which has occurred here over the past 100 years.

As one enters the plaza one sees immediately a statue of a dignified soldier on a horse. This is the statue of Leon Kilat who led a local revolt here against the colonizing Spanish in the late 1800s. Like Rizal, Kilat fought against the abuses of Spanish friars. Much metaphysical powers were attributed to this rebel hero. His followers did not have sufficient weapons to fight. According to historical accounts they had only sharpened bamboo stakes and knives. To convince his followers to fight nevertheless he fashioned for them cotton vests onto which he inscribed various incantations in pig-Latin in order to make their wearers impervious to the enemy’s bullets. He succeeded in this revolt for awhile until he was eventually murdered. An elite family residing across from where this statue is now invited Leon to the town fiesta and filled him with food and drink. In the night, his henchmen came stabbed the rebel leader to death after which they buried him in a shallow grave away from the town cemetery.

This town plaza also contains exquisitely maintained wooden buildings for either civil or religious use. These include the convento, the hospital and St. Catherine’s school. All offer good picture opportunities. The local delicacies are good to sample (try the chicharon, tapa, lechon and ampao at the local wet market) before driving down to the next town. You could make a right turn to the hills but that’s for another story. For this one, you should drive straight through towards Sibonga after driving through the famous Carcar rotunda. This rotunda was designed and made by the brothers Martino and Ramon Abellana with some help at the beginning from Fidel Araneta. These three are the most accomplished of their generation of local artists and came of age after the second world war.

In Sibonga, go directly to the church and gaze upwards towards the ceiling. The paintings here give us a good picture of the quality of the local Catholic belief system. Reymundo “Ray” Francia painted this ceiling in the mid 1930s. He did many of these all over Cebu and Bohol but very few of the paintings survive. The islands are regularly visited by typhoons some of which blow off the roofs thus destroying the ceiling paintings. But Sibonga is the best preserved of Francia’s works. The ceiling over the altar depicts the 7 days of creation in a charming half-circle tableau with God the Father occupying the central area. Depictions of the devil are definitely surprising and bespeak the dark Gothic imagery popular of the mid 1900s Christian thinking.

This imagery makes for good comparison with the ceiling paintings at Dalaguete and Argao town. You’ll drive past Argao town but skip this and drive directly to the next town of Dalaguete. Canuto Avila with whom Francia competed for reknown made these paintings with the help of sons and daughters. Avila’s style is more classical and staid. It is unfortunate that the papinters near altar are quite faded. As you revel in the images notice that the paintings are painted over the original wooden planks of the ceiling. Some of the cloth caulkings are falling off. Soon these art works will have to be restored or be lost forever. Consider yourself lucky to be able to see these works at all. If they are destroyed entirely a good part of local history would be lost to us because these paintings are really examples of how local culture dealt with the intruding colonial culture and in a way mastered it in the sense at least of art.

Before leaving Dalaguete try a see the wonderful beach. From there drive on to Argao and see the church there. The ceiling here was done probably by Francia and Avila although this work is not signed. Here you can really see the stylistic differences of these two artists. The battle between the angels and devils is especially interesting. It is unfortunate that the statuary on this church has practically been destroyed by erroneous restoration attempts. But in a sense this makes a trip like this timely. These works may soon be lost if not by natural causes then by the most well meant efforts.

Stay overnight at Argao and ask about local beliefs. For right beside this Catholic religiosity hides beliefs in the animistic creatures of old. “Dili Ingon Nato” is a general name applied to all otherworldly creatures including abat, wakwak, kikik, ungo and others. Any query along these lines will draw immediate response. But the most interesting creature of all is the sigbin. Reported to look like the Australian kangaroo this is a mythical pet, which will grant its owner the power to travel quickly from place to place. Other powers are attributed now to this being whose blood was recently rumoured to be a cure for AIDs. But don’t get too interested many “visitors” are reportedly out there still caught in the long and so far fruitless search for this creature of the “otherworld”.

Great Snorkeling In Corfu

One of the best places to snorkel or scuba is Corfu. This wonderful Greek island is a perfect setting for an adventure under the sea. Known for its beautiful beaches, the island still has a lot of beaches which are not really frequented by tourists and vacationers, making it a perfect spot for snorkeling and scuba diving. Discover a stunning undersea world only in Corfu, Greece.

To give you a little taste of what’s to come when you go snorkeling or scuba-diving in Corfu, here are a couple of the best places in the island to do so:
Afionas in Port Timone is one of the top snorkeling sites in Corfu. Although, getting there is a bit tricky, it is absolutely worth the trip. This secluded spot can only be reached by boat or by a 45 minute hike. There are taxi boats available that would bring you to the spot and pick you up later, but probably the best way is to rent a boat so you won’t have to wait for a taxi boat.

Divided by two bays, one faces Ag Georgios, and the other, the sea. The best spot to snorkel in Afionas is on the bay facing the sea. The spot has the clearest blue beach water in Corfu and the most active colorful coral environment. The bottom is full of life, filled with fantastic rock formations and sea plants, to give snorkelers a grand time marveling at fishes and other life forms under water. It is an experience one cannot forget in a lifetime.

Another excellent snorkeling spot in Corfu is at the Paleokastritsa. This village largely depends on its tourism so expect a number of facilities available like hotels and restaurants. People come to Paleokastritsa for the snorkeling and scuba-diving but take to the hotels for a good rest after a day’s snorkeling and scuba diving. You have the best of both worlds – classy hotels or romantic villas and the beach.

You can also go snorkeling at Agni. This is another popular destination for tourists and scuba-divers. Visitors always marvel at the pebble beaches and calm blue waters of Agni and snorkelers discover a large variety of exotic fishes frolicking under water. The beach is known to have a pretty hectic boat activity. It is best to go there and snorkel late in the afternoon when the hustle and bustle has quieted down a notch. Keep watch of the time though, because without knowing it you’ll be enjoying snorkeling for hours and hours on end.

It is best if you get a local guide who knows his way around the island to take you to the more secluded spots in the island for snorkeling or diving. These places are best described as the least trodden beach trails and a perfect place for guests who crave privacy and a different Corfu beach experience.

There are also plenty of facilities in the island where you can rent snorkeling and scuba gear if you don’t have any of your own. So grab your gears now and head on to Corfu for some snorkeling fun.

Tow-Behind Trailers

Recent years have seen a tremendous renewable interest

in collecting and restoring vintage travel trailers. Much of this interest has come from those pesky baby boomers, who seem to affect just about everything!

Many of them, now entering retirement, are looking to capture their fond memories of family vacations. But the baby boomers aren’t the only ones interested in old trailers. Among young people there as been a surge of interest in the 1950’s, and a few things are as retro and affordable as a fifties-era trailer.

Starting in the 1990’s, owners of older Airsteams (at least 25 years old) formed the Vintage Airstream Club ( A few years later, a past president of the Vintage Airstream Club, Forest Bone, saw a need for a club for owners of all brands of vintage trailers and motor homes and reinvented the Tin Can Tourists. ( Nowadays, thanks in large part to easy communications via the Internet, it seems as though every vintage motor home and trailer brand has a club dedicated to the needs of the owners.

There are teardrop clubs, bus conversion clubs; clubs for Shasta trailers, Sparton trailers, Scotty trailers,

Bowlus trailers, FMC buses, Flexible buses, Ultravans, and many more. Since the owners stay with their homes, rallies are a twenty-four-hour-a-day affairs.

Vintage RV clubs are not unlike some of the vintage car clubs, but with one important difference: unlike the people who own vintage automobiles, RV owners want you to touch their treasures. In fact they will probably invite you inside to admire the birch paneling and show you how they have decorated their “unit”

Another notable aspect of this hobby is that men and woman enjoy it equally. The reason is quite simple: there is a well defined division of labor. The men are in charge of the hardware, and the woman are in charge of the nest.

People who have married friends who go to rallies will often say they envy these couples because they have something they enjoy doing together! And like other couple-oriented activities like golf or bowling, RV-ing isn’t competitive.

Trailers and trailer memorabilia are now hot items on the Internet auction site eBay. The most curious aspect of buying a vintage trailer is the price. In contrast to many other products, the smaller the trailer is, the more it costs. Why? Many trailers are purchased as an accessory to an old car and the owners don’t want to overwhelm their old cars with a trailer that is to large. Also, people don’t especially like the idea of pulling a huge, lumbering trailer down the road.

A small trailer will not unduly tax a small car, truck, or SUV. Plus, big trailers can easily translate to big problems and big repair bills. Finally, one should never underestimate the “cute” factor: small trailers are cute; big trailers aren’t.

Whose Insurance Pays for an Accident in a Rental Car?

When you are traveling for vacation, personal needs or business, a rental car provides convenience and comfort for getting around on your own schedule. Such travel can be full of thrills like visiting a new place, leaving your office desk for a while, and just getting out and doing new things. But driving a rental car comes with responsibilities and even the best drivers can get into an accident.

— When an accident occurs in a rental car, whose insurance covers the damages? —
Rental car companies usually ask the renter if they want optional insurance. Most renters decline this policy without a second thought, unless the state they are in requires it. After all, if you have a car for only a few days, what are the odds of getting into an accident?

Unfortunately the odds are high enough for an accident to occur while in possession of a rental car that many people are confronted with the panic such an accident produces. Their first thought is often, “I should have gotten the rental insurance.” This supplemental policy is specifically designed to protect consumers when they are in an accident in a rental vehicle. It keeps those consumers from taking on liability through their personal insurance policy.

Although you may feel the odds of a rental car accident are slim, you should still opt for rental car insurance coverage at the counter. This insurance usually only costs a few dollars per day but can really provide shelter in the aftermath of an auto accident. While supportive in such cases, do be aware that rental car insurance policies are minimal and have some restrictions, such as when the rental car driver is clearly negligent and caused the wreck.

— Operation of a Rental Car as an Uninsured Motorist —
When you opt out of the rental car insurance policy, your insurance provider is then responsible for damages incurred on that rental vehicle. This is the same coverage as if you were driving your own car at the time of the accident. However, the insurance company can sometimes preclude coverage if the driver is not operating his or her own vehicle. Thankfully, there are only a few states that allow such preclusion.

If you are from one of the states that allows insurance policies to only cover drivers operating their own personal vehicles, and you deny the rental car company’s optional insurance policy, what happens if you are in an accident in the uninsured rental vehicle? In essence, you become an uninsured motorist. The other party involved in the accident must then rely on their own policy to cover initial costs as part of uninsured motorist coverage. But this opens you up to being sued for damages from the collision to reimburse what the insurance company covered.

— Using Credit Card Insurance for a Rental Car Accident —
Realizing you were an uninsured motorist in a rental car accident can be terrifying. When this is the case, you still have one other possible avenues of security. That is, many credit card companies insure vehicles rented using their credit cards. This automatic perk may be something you do not realize you have until it is desperately needed.

If you paid for the rental car using a credit card like this, you are in luck. Despite waiving the optional insurance at the rental car desk and your own insurance policy rejecting a claim, the credit card company may still provide the coverage you need.

When a credit card used for the rental provides no relief, another possible avenue of support is your homeowner’s policy. Sometimes these policy have added benefits that homeowners do not even realize exist. One such benefit may be coverage of rental car accidents. It sounds far-fetched, but your policy could include rental car insurance clause.

— When a Rental Car Accident Happens —
When an accident occurs while you are driving a rental car, follow the same initial steps as you would in any car accident:

  • Ensure you, passengers and the other driver are uninjured, first
  • Call for emergency medical support if that is needed
  • Call the police to ensure you are provided with a police report about the accident based upon law enforcement’s view of the scene
  • Contact your insurance company to inform them of the accident
  • Call the rental car company to tell them you were involved in an accident in one of their vehicles

Most rental car companies provide checklists of who to call and what to do on the scene, in the event of a rental car accident. These checklists are often stickers somewhere visible inside the car or in the glove box along with other vehicle documentation. You can also check your rental policy or the rental policy brochure jacket for possible information, customer service telephone numbers and other details you need.

When a rental car accident occurs, it may be appropriate to reach out to an attorney. A personal injury attorney can help guide you through the accident reporting phase, insurance claims process and in dealings with the rental car organization. Having an attorney on your side may make the experience easier to bear and provides peace of mind in ensuring your best interests are protected.